Landlord Insurance

How long will it take to get a quote?

Less than 5 minutes!
Every policy comes with these features as standard
  • Replacement cover for your home and market value for your contents which are for your tenant's use
  • Methamphetamine contamination cover up to $50,000
  • Replacement of locks if your tenant leaves without returning the keys
  • Optional benefits available to upgrade your cover, including SumExtra


You can claim up to a further 10% of your rental property sum insured when your rental property is damagedby a natural disaster and you find your sum insured falls short of rebuilding at the time of the claim. If the damage is from another cause other than a natural disaster, we will pay the full rebuild cost.

For SumExtra to apply, your sum insured must have been at least equal to the estimated rebuild cost generated while creating this quote.

Why is this feature useful?

SumExtra home protection is designed to give you some extra protection against being affected by under-insurance outside your control.

You are responsible for insuring your rental property for what it costs to completely rebuild it using new materials, including the costs of temporary make-safe works, professional fees, the cost of complying with regulations, the removal of debris and the cost of rebuilding retaining walls. Even though you may do this, your sum insured can still fall short of the cost of rebuilding.

Conditions apply. Please refer to the Policy Document.

72 hour exclusion - specific events

Loss due to storm, flood, landslip, bush fire and volcanic activity is covered after the first 72 hours of your policy, unless you are switching from another insurer (Home and Contents policies) or are taking out insurance when you first purchase your home (Home policies).

You may be eligible for a premium reduction.

We have some new questions, and by updating these your quoted premium may be reduced.

Before obtaining your quote, you should review the relevant Policy Document to understand the cover you are being offered. By obtaining a quote you agree with our Online Terms and Privacy Policy, and that you have read and understood your Duty of Disclosure. You must answer our questions correctly and completely. You must also tell us anything else that is relevant or material to our decision to insure anyone under this policy, even where we do not ask a specific question. You should call us on 0800 505 234 to advise us of anything relevant or material.

Duty of Disclosure

Before you enter into an insurance policy, you have a legal duty to disclose all information that is relevant and/or material to Vero Insurance New Zealand Limited (Vero) so that Vero can decide whether to provide you with insurance and if so, onwhat terms. The duty to disclose relevant or material information is not limited to the questions asked during the online purchase process. Ifthere is anything else that is relevant or material to Vero's decision to insure you, you cannot proceed with the online purchase process. Please call us on 0800 505 234 to inform us of this information and continue the purchase of your insurance policy. If you are not sure whether you need to disclose any particular information, you can ask us by calling 0800 505 234.

Your duty of disclosure applies every time your policy is renewed and whenever you make changes to your policy. If you breach this duty, Vero may elect to avoid your policy from its beginning or the last renewal date. This means that your policy will be treated as if it never existed and you will have no cover.

Policy start date

To give you the most accurate price tell us the date you want your cover to start.
Your policy start date must be within 30 days of today.

We reward you with a discount of up to 20% for combining your home and its contents on the same policy. Discount does not apply to optional covers.

Address where your building/contents are located

To help us work out the most accurate price, we need to find your address. Please take a moment to re-enter your address below
Unit details (if applicable)

Level details (if applicable)

Please select your address if you can see it in the list below, or please change the address details above and click ''Continue''.

Addresses found:

Sorry, we still can't find your address. Please check your address for a final time. If correct, click 'Continue' to proceed with your address as you have entered it. Alternatively, please make any amendments and we will try again to find your address.

Policyholder details